Thrive Plan Frequently Asked Questions
What does a financial planner do?
Our financial advisors are here to assist you with your retirement planning options, Needs Analysis, current insurances review, superannuation reviews and to help you build wealth for the future.
How do I know when I need a financial planner?
If you have a change to your personal circumstances e.g buying your first home, starting a family, received an inheritance, are a business owner or if your Super Fund balance is nearing or over $200,000 it may be a good time to see a Financial Planner.
What type of experience and training do you have?
Our licenced advisors have met all industry requirements to give you advice and have passed their FASEA exams. All of our Thrive Plan employees also have post graduate degrees.
What is ethical investing?
Ethical Investing, also known as ESG investing, allows you to invest in a way that aligns with your values and ethical preferences. It ensures your money is invested in companies that are actively doing the right thing by its employees, the environment and society as a whole. Some key areas include climate change, equal opportunity, gambling, tobacco and the UN’s Sustainable Development Goals.
Can you set up Self Managed Super Funds (SMSF)?
Yes we can! If you are interested in setting up a SMSF book an appointment with a member of the Thrive Plan team and we can help you establish whether a SMSF will be the right way for you to invest your super.
How do I know if I need a financial planner?
If you are unsure your current super fund and how to manage your money and investments, a financial planner may be right for you. Whether you are after advice of setting up a savings plan, debt reduction, budget review and cashflow management, our team is here to help you on your financial journey and invest for your future.
I am not sure if I need a financial planner how much is your first meeting?
Your first meeting is complementary so we can establish if our services will be right for you
What type of funds do you invest with?
We have a variety of investments options for us to filter to your needs and investment preferences ranging from: Ethical Investing, cost effective investments and complex products. Speak to our team today to find out what products would best suit your needs.
How do I know if a Self Managed Super Fund (SMSF) is right for me?
A SMSF is a sophisticated product and is only suitable for a for small percentage of people. Come and speak to our Financial Planning team and they can help you establish whether a SMSF will be the right way for you to invest your super.